Standard Mortgage Average Rate (3-7yr)
| Average Rate (APRC) | 3 Yr | 4 Yr | 5 Yr | 7 Yr |
| Avant Money | 2.03% | 2.02% | 2.11% | 2.19% |
| ICS Mortgages | 2.78% | – | 2.99% | – |
| Finance Ireland | 2.66% | – | 2.60% | – |
| Haven Mortgages | 3.00% | – | 3.00% | 2.90% |
| AIB | 2.72% | 2.77% | 2.68% | 2.88% |
| KBC | 3.03% | – | 2.98% | – |
| EBS | 3.50% | 3.20% | 3.40% | – |
| Permanent TSB | 3.57% | 3.14% | 3.46% | 3.36% |
| Bank of Ireland | 3.70% | 3.30% | 3.6% | – |
Standard Mortgage Average Rate (10-15yr)
| Average Rate (APRC) | 10 Yr | 15 Yr | 20 Yr | 25 Yr |
| Avant Money | 2.36% | 2.46% | 2.55% | 2.55% |
| ICS Mortgages | – | – | – | – |
| Finance Ireland | 2.53% | 2.47% | 2.55% | 2.71% |
| Haven Mortgages | 3.10% | – | – | – |
| AIB | 2.99% | – | – | – |
| KBC | 3.14% | – | – | – |
| EBS | – | – | – | – |
| Permanent TSB | – | – | – | – |
| Bank of Ireland | 3.50% | – | – | – |
Non Standard Mortgage Average Rate (3-7yr)
| Average Rate (APRC) | 3 Yr | 4 Yr | 5 Yr | 7 Yr |
| Avant Money | 2.03% | 2.02% | 2.11% | 2.19% |
| ICS Mortgages | 2.78% | – | 2.99% | – |
| Finance Ireland | 2.66% | – | 2.60% | – |
| Haven Mortgages | 2.35% | – | 3.00% | 2.90% |
| AIB | 2.72% | 2.58% | 2.68% | 2.88% |
| KBC | 3.03% | – | 2.98% | – |
| EBS | 2.75% | 3.50% | 2.75% | – |
| Permanent TSB | 3.43% | 3.14% | 3.25% | 3.36% |
| Bank of Ireland | 3.40% | 3.00% | 3.00% | 2.90% |
Variable/Follow On Rates Comparison
| Compare Follow on Rates | up to 50% LTV Follow on Rate | up to 60% LTV Follow on Rate | up to 70% LTV Follow on Rate | up to 80% LTV Follow on Rate | up to 90% LTV Follow on Rate |
| Avant Money | 2.00% | 2.00% | 2.00% | 2.20% | 2.20% |
| ICS Mortgages | 2.45% | 2.45% | 2.45% | 2.70% | 2.70% |
| Finance Ireland | 2.75% | 2.95% | 2.95% | 2.95% | 3.15% |
| Haven Mortgages | 2.75% | 2.95% | 2.95% | 2.95% | 3.15% |
| AIB | 2.75% | 2.95% | 2.95% | 2.95% | 3.15% |
| KBC | 3.00% | 3.00% | 3.05% | 3.05% | 3.3% |
| Ulster Bank | 3.50% | 3.50% | 3.70% | 3.70% | 3.90% |
| EBS | 3.30% | 3.50% | 3.5% | 3.50% | 3.70% |
| Permanent TSB | 3.70% | 3.70% | 3.70% | 3.70% | 3.90% |
| Bank of Ireland | 3.90% | 3.90% | 4.20% | 4.20% | 4.50% |
3 & 4 Year Fixed Rate APRC Comparison by LTV
| 3 Year Fixed APRC Comparison | up to 50% LTV | up to 60% LTV | up to 70% LTV | up to 80% LTV | up to 90% LTV |
| Avant Money | 2.03% | 2.03% | 2.06% | 2.23% | 2.25% |
| ICS Mortgages | 2.78% | 2.78% | 2.80% | 3.03% | 3.06% |
| Finance Ireland | 2.66% | 2.80% | 2.82% | 2.82% | 3.07% |
| Haven Mortgages | 3.0% | 3.0% | 3.0% | 3.0% | 3.0% |
| AIB | 2.72% | 2.91% | 2.91% | 3.09% | 3.09% |
| KBC | 3.03% | 3.03% | 3.08% | 3.08% | 3.28% |
| EBS | 3.5% | 3.5% | 3.5% | 3.5% | 3.5% |
| Permanent TSB | 3.57% | 3.57% | 3.67% | 3.67% | 3.71% |
| Bank of Ireland | 3.7% | 3.7% | 3.7% | 4.1% | 4.1% |
| 4 Year Fixed APRC Comparison | up to 50% LTV | up to 60% LTV | up to 70% LTV | up to 80% LTV | up to 90% LTV |
| Avant Money | 2.02% | 2.02% | 2.06% | 2.23% | 2.23% |
| Haven Mortgages* | 2.8% | 2.8% | 2.8% | 2.8% | 2.8% |
| AIB | 2.77% | 2.95% | 2.95% | 3.13% | 3.13% |
| Permanent TSB | 3.14% | 3.14% | 3.24% | 3.24% | 3.39% |
| EBS | 3.5% | 3.5% | 3.5% | 3.5% | 3.5% |
| Bank of Ireland** | 3.3% | 3.3% | 3.4% | 3.5% | 3.7% |
Cash back Comparison
| Compare Cash back | Cash back Min | Cash back Max | Cash back conditions |
| Avant Money | €0 | €1,500 | Switcher from Ulster bank or KBC only |
| KBC | €1,500 | €3,000 | Min = FTB/Mover non Exceptions Max = Switchers |
| Haven | €0 | €2,000 | Switcher only |
| AIB | €0 | €2,000 | Switcher only |
| Permanent TSB | 0% | 2% | 2% not available to 4 year fixed term. |
| EBS | 2% | 3% | 2% on drawdown 1% after 5 years |
| Bank of Ireland | 2% | 3% | 2% on drawdown 1% after 5 years |
Avant Money Short & Medium Rates
| Short/Medium | 60% LTV | 70% LTV | 80% LTV | 90% LTV | ||||
| Fixed Term | Rate | APRC | Rate | APRC | Rate | APRC | Rate | APRC |
| 3 Years | 1.95% | 2.03% | 2.05% | 2.06% | 2.15% | 2.23% | 2.20% | 2.25% |
| 4 Years | 1.95% | 2.02% | 2.05% | 2.23% | 2.15% | 2.23% | 2.20% | 2.23% |
| 5 Years | 2.15% | 2.11% | 2.25% | 2.16% | 2.35% | 2.32% | 2.40% | 2.34% |
| 7 Years | 2.25% | 2.19% | 2.35% | 2.26% | 2.45% | 2.40% | 2.55% | 2.46% |
| 10 Years | 2.40% | 2.36% | 2.50% | 2.43% | 2.60% | 2.56% | 2.70% | 2.64% |
Avant Money Long Term Rates
| Long Term | 60% LTV | 70% LTV | 80% LTV | 90% LTV | ||||
| Fixed Term | Rate | APRC | Rate | APRC | Rate | APRC | Rate | APRC |
| up to 15 Years | 2.40% | 2.46% | 2.55% | 2.61% | 2.65% | 2.71% | 2.85% | 2.92% |
| up to 20 Years | 2.50% | 2.55% | 2.65% | 2.71% | 2.75% | 2.80% | 2.95% | 3.01% |
| up to 25 Years | 2.50% | 2.54% | 2.65% | 2.70% | 2.75% | 2.80% | 2.95% | 3.01% |
| up to 30 Years | 2.50% | 2.54% | 2.65% | 2.70% | 2.75% | 2.80% | 2.95% | 3.01% |
