Our Mortgage Document Checklist

Our mortgage portal makes uploading your documents super easy, check out our explainer video to see how it all works.

Once you have answered the online applications questions the portal will tip you off as to exactly what docs you need to upload for your particular application. The lenders need these documents to

  1. Confirm who you say you are
  2. Confirm you can repay what you say you can repay

If you are super organised and want to check these out in advance this handy mortgage document checklist will help!

A. Identity Documents – Mortgage Document Checklist

1. Original passport, driver’s licence or EU National Identity Card (EU country)

2. Utility bill dated in the past 6 months (alternatively, an original statement from a financial institution, or a letter from a government department may suffice, dated in the last 6 months)

B. PAYE – Employment and Income – Mortgage Document Checklist

3. Attached salary certificate completed and stamped by employer

4. P60 for past calendar year

5. Last 3 months payslips

C. Self Employed – Employment and Income – Mortgage Document Checklist

6. 3 most recent Tax Returns (P21 or Notice of Assessment / Chapter 4 Revenue Certificate with fully completed Form 11)

7. Tax clearance certificate (business and personal)

8. Last 3 years trading accounts, Financial / Audited accounts for 3 most recent financial years signed by your Accountant.

D. Financial Statements – Mortgage Document Checklist

9. Last 6 months bank account statements (Please include all accounts — current, joint, savings. business etc.), up to date i.e. within the last 4 weeks.

10. Historical savings account statements (or other evidence in writing) showing the build-up and sources of funds being used for the deposit on the property

11. Last 6 months credit card statements

12. 12 month statements on any short term loans i.e. car loan, Credit Union loan etc.

13. Mortgage statement(s)

E. Other – Mortgage Document Checklist

14. Separation Agreement, Decree of Judicial Separation, Decree of Divorce, Deed of Waiver and / or any other relevant Court Order.

15. Detailed estimates for any renovations (if applicable).

F. Forms to Complete, Sign and Return – Mortgage Document Checklist

16. Mortgage application form

17. Declaration and consent form for each lender being approached for best terms

These declarations will support us making the best recommendation for you and making sure you have understood each step.

The details on these will be based on the information you will provide in the supporting documentation requested.

Your signed declaration is confirming this information to be correct. Should your circumstance change either prior to or after the mortgage fact-find and lender application form being generated you need to advise us of any change.

To get started you can book a mortgage check up here.

Daire McConnon - mortgage sherpa lead

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Suzanne Powell
Suzanne Powell
Lovely to deal with. Sound, honest, unbiased advice with no pressure. They'll tell you what is genuinely best for you. Would highly recommend.
Lee Palmer
Lee Palmer
Great service. Highly recommended. Couldn't speak more highly of Gavin and team for making the whole experience as seamless as possible. Thanks all who were involved.
Eve Quigley
Eve Quigley
Cost of living challenges, seeing prices increase daily on everything from utilities, basic essentials and services made me re-evaluate my outgoings and where savings could be had. That included my mortgage, every article I read recommended reaching out to a mortgage expert. I have no regrets in contacting Moneysherpa, I contacted three experts and only they responded. Having delved into the world of mortgages, done my own research I knew my best option would be to stay with my present provider and fix my rate, they concurred and by doing so ultimately wouldn't have made a financial gain on my ask but were still willing to share their invaluable expertise with me and that counts for a lot. They were professional, knowledgeable and offered me sound advice. I have since recommended to family/friends. Thank you Nikki and your team, I appreciate your time and words of wisdom. Best wishes to you and your company.
David O'Shea
David O'Shea
Daire and the team helped me with a recent mortgage switch. Fantastic service from my first call with Daire through to completion. If you are thinking about switching mortgage then the first thing you should do is contact these guys. I am so glad I did!!
Julie Gleeson
Julie Gleeson
I was delighted with the service I received from the moneysherpa team. So efficient, friendly and on point with everything. Highly recommended them.
James Grace
James Grace
I used Moneysherpa when switching my mortgage provider at the end of 2022. Petrina was very helpful when detailing the different options available and working through the process. The online platform for uploading all the various documentation is very user friendly and clearly lists out what is uploaded and still outstanding. Louise then took over for the drawdown stage and answered any questions we had. I would definitely recommend Petrina and the team to anyone planning on switching their mortgage.
Gary Meade
Gary Meade
Great to see a “modern” mortgage service in Ireland. Everyone knows a mortgage application can be extremely time consuming and document heavy but with everything being “online” made such a difference. Highly recommend Petrina from discussing our options from the outset and any curve balls that came our way during the process. Damian (jacobs law) and Niki in Money Sherpa. Highly recommend. Thanks everyone
Dara Gannon
Dara Gannon
Had a very informative consultation with Kinga who answered all our questions and gave us sound and impartial advice. Top class service. Thanks!
Brian Carpenter
Brian Carpenter
Great service...a pleasure to deal with & very prompt with responses to any queries. Would recommend to anyone.
Edwin Nienhuis
Edwin Nienhuis
Very good service by the MoneySherpa team in helping us switch our mortgage earlier in the year. First an introduction call, explaining the service and next steps in detail followed by the creation of a personalised portal where you can upload all your documents and track the mortgage application process.

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