Mortgage Approval
in 24 Hours
Free mortgage advice and fast home loan pre-approval for first-time and second-time buyers. We compare all 10 Irish lenders, then manage your solicitor, surveyor and valuer so you never have to chase anyone.
Free advice & home loan pre-approval for first & second-time buyers.
- Free advice call
- All 10 Irish lenders
- AIP in 24 hours
- 100% online
home buyers helped
5-star reviews
ranked by Best in Ireland
Facebook community members
We compare home loans from all 10 Irish lenders
From Mortgage Approval to Keys
Five simple steps. We guide you through every one of them.
Know Your
Budget
On your free call we check your maximum mortgage across all 10 Irish lenders, helping unlock an average €60,000+ more buying power.
Get Ready
To Bid
Get your mortgage Approval in Principle (AIP) within 24 hours and start bidding.
Find The
Right Home
With your budget confirmed, find the right home and make your move.
We Do Everything
For You
Once Sale Agreed, we sort your solicitor, surveyor and valuer, keeping everything moving smoothly. One team, zero chasing.
Get The Keys
Final steps are on us! You can focus on moving into your new home.
Mortgage Questions, Answered
Yes. Your call with a qualified moneysherpa mortgage advisor is free and there’s no obligation. All our mortgage advice is free right up until you go Sale Agreed, and there’s nothing to pay upfront.
A qualified advisor reviews your situation, works out your maximum mortgage across all 10 Irish lenders, explains your options and answers your questions. You’ll leave the call knowing exactly what you can afford and what happens next.
Once we have your documents, we aim to get your Approval in Principle within 24 hours, so you can start bidding on your new home with confidence.
Absolutely. We help first-time buyers and second-time buyers who are trading up or moving home, and we’ll work out your full buying budget for your next move.
Yes. Your advisor will check which supports you may be eligible for, such as Help to Buy and the First Home Scheme, and build them into your buying budget.
No. As an independent mortgage broker we have access to the same rates across all 10 Irish lenders as you would going direct. Because we know every lender’s criteria, we tailor our recommendation to get you competitive terms and help maximise how much you can borrow.
It’s your mortgage, solicitor, surveyor and valuer in one. Once you go Sale Agreed, our team manages your mortgage application, conveyancing solicitor, structural survey or new-build snag list and lender valuation, so everything moves together.
Not at all. We coordinate directly with the lender, legal and survey teams and track every detail on our end. You get regular updates, so you always know exactly where your purchase stands.
To keep your purchase moving smoothly, we manage your journey with our dedicated, trusted legal and survey partners. They share our standards and work directly with our team, which is what lets us keep everything in sync.
Yes. From your first call to getting the keys, everything is online and paperless, so you can get advice, apply and check progress from home.
Mortgage, Solicitor, Surveyor & Valuer in One
Ireland’s only home buying service that manages everything from mortgage advice to the keys in your hand.
- Free mortgage advice across all 10 Irish lenders
- Mortgage Approval in Principle within 24 hours
- Full mortgage application handled for you
- Conveyancing solicitor
- Structural survey or new-build snag list
- Lender-approved valuation
- Legal registrations and search fees
- One dedicated team managing every step
- Fully online and paperless
Your advisor explains exactly how it all works on your free call. Nothing to pay upfront and no hidden fees.
More Than a Broker
Bank or Standard Broker
Multiple providers. Multiple conversations. More chance of delays, miscommunication and unexpected costs.
moneysherpa All-In-One
One team. One flat fee. Everything managed for you, from advice to keys.
Why Irish Home Buyers Choose moneysherpa
Borrow the most you can
We check every lender’s criteria to help unlock an average €60,000+ more buying power.
Approval in 24 hours
Get your AIP fast and start bidding on your new home straight away.
We resolve issues, not you
Our team handles the back-and-forth with lenders, solicitors, surveyors and valuers.
Everything moves together
Your mortgage, solicitor and survey progress in sync, from advice to keys.
What our customers say about us
EXCELLENT
Based on 159 reviews
Posted on Google![]()
Deepakshi Sharma23/09/2026
Buying a home can be an overwhelming and chaotic process, but using MoneySherpa absolutely made our lives so sorted and hassle-free from start to finish. The platform is entirely online, making it so easy to upload our documents, have case managers review them to ensure everything was in place, and let them handle the heavy lifting. They shopped around and negotiated with different banks to get us the best loan offers, taking all the stress out of securing our mortgage. What really set them apart was how they managed all the external vendors and services for us—handling things like snagging, valuations, and payments seamlessly behind the scenes. We only had to coordinate with MoneySherpa; they communicated with the vendors directly, who would then reach out to us. A massive thank you to our case managers—Brian McNicholas, Urszula Wzorek, and Nnedinma Ekomaru—who supported us through the different stages. Whenever we were worried or unsure about how the process worked, we could just message through their portal or email, and they would get back to us immediately or within a very reasonable time. We truly cannot thank them enough for making house-buying so straightforward. I would recommend MoneySherpa a thousand times over to anyone, especially if you are new to the property market!Posted on Google![]()
Thiago Tamm03/09/2026
They are very helpful at guiding through the long process of buying a house and are very clear at every step of the process. Managing several documents and reassuring that the mortgage would be the best in place are their bread and butter.Posted on Google![]()
Christi Tom30/08/2026
I recently worked with moneysherpa for my mortgage journey, and the entire experience from start to finish was fantastic. Having a full team—including solicitors and engineers—all coordinated under one roof completely streamlined what is usually a stressful process. A special shout-out to Reny, Pierce, Gavin, Ciaran, and Nnedi, whose promptness, approachability, and expert guidance made all the difference. Their timely reviews kept everything moving forward smoothly at every single stage without any guesswork. I couldn't recommend moneysherpa enough to anyone looking for a seamless and professional mortgage experience.Posted on Google![]()
Sandra Kelly21/08/2026
I just got the key to our new home last week. I have to say, I cannot recommend Moneysherpa enough! They got the mortgage I wanted and the whole process was so straightforward and stress free. Big thank you to Jason, Pierce, Ameya and Nnedi for their hard work and professionalism. I was a pleasure to deal with you. I will be recommending Moneysherpa. Thanks SandraPosted on Google![]()
Snehal Gurav02/07/2026
Overall, we had a very positive experience and are grateful for the support we received throughout the process. The team especially Nnedi was professional, knowledgeable, and always willing to help. Every step was explained clearly, and the document upload process on the portal was straightforward and easy to follow. Although there was a delay caused by the bank, we appreciated her efforts to guide us and keep the process moving as smoothly as possible. One area that could be improved is the chat support. Faster responses or more proactive updates through the chat would make the overall experience even better. We truly appreciate the support and would recommend your services to others.Posted on Google![]()
Chester Alcazar16/06/2026
It has been exactly 3 months since we collected the keys to our brand new home in Adamstown and this would not have been possible without the relentless efforts from the Moneysherpa team! My partner and I are extremely thankful for the wonderful support provided to us throughout our home-buying journey. We dealt with 2 other mortgage brokers but only Moneysherpa was able to help us thoroughly despite our difficulties after reserving 2 other properties before we finally got our lovely home. They are simply there to support you from beginning to end and I will always recommend them to my friends and colleagues for their amazing level of support. Kudos to the team and may your business continue to thrive so you can help others find their own home! God speed!Posted on Google![]()
Jan Shalom Silvestre07/06/2026
We worked with MoneySherpa throughout our mortgage journey and overall had an okay experience. On the positive side, they offer a complete package that supports you from start to finish at a competitive price. We felt confident that we secured the best financing option available to us, and we really valued how they educated us on our choices along the way. When we needed a loan extension, the process was smooth and hassle-free. Most importantly — we got the keys in the end, which says a lot. That said, there were some drawbacks. As you move through different stages, you are assigned to different agents. While this makes sense operationally, it sometimes created gaps in continuity and left us unsure about who to direct questions to. Towards the final stages of the mortgage, we also felt that customer support dropped off — calls to agents or the office were not always answered or returned. There was also a delay caused by the bank not being aware that we were availing of the PC allowance. This was surprising, as we had made it clear early on, and it only came to light quite late in the process. Additionally, the website chat interface could be improved, as you have to scroll through the entire conversation history to find the latest messages. Overall, our experience was decent and we would still recommend MoneySherpa, but with some reservations. It’s important to stay proactive and keep on top of communication throughout the process.
Find Out How Much You Can Borrow
Book your free mortgage advice call in about 2 minutes. No obligation, nothing to pay upfront.
Moneysherpa Limited trading as moneysherpa is regulated by the Central Bank of Ireland for the provision of mortgage advice. View Home Pack T&Cs.